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mina [271]
3 years ago
12

A borrower is unsure whether to go with a fixed rate or adjustable rate loan. what kind of questions would you ask to help them

decide?
Business
1 answer:
katovenus [111]3 years ago
5 0
I would ask them if they were comfortable with a fluctuating rate, which though at the moment is lower than the fixed rate, could go up in the future. I would also ask them if they needed to be sure of the rate say for example for a 5 year term like in a mortgage for peace of mind or if they are willing to take a risk with the fluctuations. If the latter, I would tell them that at any time they could lock it in for a 5 year term if they saw it going up. 
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Imagine you are a health care professional presenting an argument about the effort to strike a balance between cost-effectivenes
ZanzabumX [31]

Answer:

Throughout the clarification section below the overview according to the situation given is summarized.

Explanation:

  • Those who understand the argument that it would be very crucial for healthcare institutions to find an appropriate equilibrium regarding cost savings in terms of treatment versus the outcome of education, although medical professionals could only be able to continue giving help regarding health so many of the community fairly if they can accomplish the goal of economic feasibility alone.
  • Cost productivity, as well as the level of the product, have such a negative correlation with something which means that the expenditure would naturally decrease with either the improvement in the standard of treatment, consequently allowing the industry premium and yet at the same moment successful in performance.

However, in the forthcoming development, insurance reveals greater interest about what kinds of expenditures or improvements are somewhat more successful in improving and encouraging the level of efficiency of healthcare organizations or what kinds of interventions as well as expenditures resulting throughout the bottom of the distribution or diversion.

4 0
3 years ago
________ means the message has a tendency to mislead, confuse, or deceive the public. a. Collusion b. Marketing fraud c. Literal
eimsori [14]

Answer:

Implied Falsity-d

Explanation:

implied false advertising is highlighting information that are literally true, but simply imply another message which is false.

5 0
4 years ago
Consumers will pay the full tax that is placed on the sellers of a good if demand is __________ or supply is __________.
Goryan [66]

Answer:

Perfectly inelastic, Perfectly elastic

Explanation:

Consumers will pay the full tax that is placed on the sellers of a good if demand is <u>Perfectly inelastic</u> or supply is <u>Perfectly elastic.</u> The reason for this is that the complete tax burden is borne by a perfectly inelastic side and no tax burden falls on the perfectly elastic side of a transaction.

8 0
3 years ago
Madison Company issued an interest-bearing note payable with a face amount of $30,600 and a stated interest rate of 8% to the Me
Sidana [21]

Answer:

a. $0

b.  $31,620

Explanation:

a. Notes Payable do not fall under Operating activities in the cashflow statement but rather under Financing Activities which is where cash transactions that provide the business with capital and liability funds are accounted for.

The Operating activity balance from this is therefore $0.

b. The liabilities will include the Note and the interest accumulated at year end.

Interest accumulated = 30,600 * 8% * 5/12 months = $1,020

Liabilities = 30,600 + 1,020 = $31,620

3 0
3 years ago
When bonds are issued at a discount and the effective interest method is used for amortization, at each subsequent interest paym
Sladkaya [172]

Question Completion:

A. More than the effective interest.

B. Less than the effective interest.

C. Equal to the effective interest.

D. More than if the bonds had been sold at a premium

Answer:

When bonds are issued at a discount and the effective interest method is used for amortization, at each subsequent interest payment date, the cash paid is:

B. Less than the effective interest.

Explanation:

This cash payment is the product of the bond's face value multiplied by the coupon rate.  The interest expense is increased by the amortized portion of the discount for the particular period.  This means that the interest expense will be higher than the cash payment for interest because of the discount granted at issuance.  And the interest expense is the product of the outstanding debt multiplied by the effective interest rate.

8 0
3 years ago
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