The spinner should land on whatever color 25% of the time.
25% of 20 = 25/100 * 20 = 500/100 = 5
So the correct answer is the number of times the spinner lands on a color 5 times. Only white does that. All the other colors either go above 5 or below it.
since we know that Vicky's pay increases each year by 5% and we know how many years, we can just times that 5% by three and make it 15% From there, you just add 7.15 to .15 and you get your answer!