The climax usually contains the MOST tension because it is the height of the plot, and tends to be the most exciting part of the story.
If it's written in first-person then yes, the narrator could even be the main character.
Well, you didn’t place Paragraph 4 into the question, but here’s what you do.
Find paragraph 4 (four indented bodies of word down) and find the adjective or noun that describes that this part of London is about money.
Hope this helps!
