Had to search up 'Scholarship Jacket' but I think I have the answer :D
Some obstacles you might encounter while making your dreams come true are people telling you to just give up or to stop doing what you are doing or not having the finances, since money is often a contributor to our dreams.
Answer:
The fact or condition of having a location in space or time is called locality.for eg:"Im so pleased to have a doughnut shop at my locality"
friendly; suffixes are roots at the ending of a word, and -ly is a suffix.