Answer:
Student loans and scholarships are the main ways to access financial facilities for those students who want to enter a university but do not have the financial resources to do so.
Now, these are two different concepts. On the one hand, student loans are precisely a loan, which the student receives at the beginning of their studies and which must be repaid gradually, during the term that it lasts.
On the other hand, scholarships are benefits through which the student does not have to pay the cost of the university, neither in the present nor in a deferred period of time, with which the student literally accesses the university for free.
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