Question

For this discussion, you will consider the effects of the ACA on insurance in the U.S. In your initial discussion comments explore the following points:
1) What features of the Affordable Care Act impacted the U.S. health insurance system?

2) What were some pros/cons of these changes? Be sure to address at least 2 pros and 2 cons.

3) Did ACA insurance reform have an impact on health disparities noted during the Corona virus pandemic? If so, how specifically?

Answer 1

Considering the effects of the ACA on insurance in the US,

1)  The features of Affordable Care Act that impacted the U.S. health insurance system -

• Reform in private insurance market-especially for individuals and small group purchasers.
  

• To expand medicaid to the working poor with income up to 133% of the federal poverty level.
  

• To change the way that medical decisions are taken.

2) Some pros and cons  of these changes are as follows -

Pros-  

• People with pre-existing health conditions are also covered.

• More Americans have health insurance, even those who were uninsured earlier.
  

• Health insurance are more affordable for many people.
  

Cons  

• 
  Many people have to pay higher premiums.
  

• Taxes are going up as a result of ACA.
  

• You can be fined, if you don't have insurance.

3) Yes, ACA insurance reform have an impact on health disparities during corona pandemic. ACA reforms cover the uncovered people, more screenings are covered in ACA, prescription drugs cost less. These facilities impacted on health disparities during corona pandemic.

For more information on ACA insurance

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