Roseto, a town in Pennsylvania. People of the town are mostly Obese but the occurrence of heart disease in them are very low. This amazed the doctors and they performed every kind of tests but this became a mystery.
The result of the mystery was the social culture of the community.
People of the town happily lived together, sometimes three generations of a family would live under one roof, all are good with their neighbors and chat with them.
Explanation:
Discrimination is regularly practiced by insurance companies and it's quite necessary. Before going further, let's make an important distinction. Insurance companies must practice fair discrimination. Discrimination refers to making choices and the practice makes sense as long as the choices are not unfair.
Unfair Discrimination
Unfair discrimination takes place whenever a choice revolves around a distinction that is irrelevant to offering insurance coverage. An example of this is to deny coverage based upon an arbitrary difference such as race or religion.
Fair Discrimination
Insurers are constantly involved in discriminating. They continuously evaluate situations to see if they are in a position to offer insurance coverage. Companies note differences and make choices among their insurance applicants. This process is important because insurance programs are designed using justifiable distinctions regarding the type of persons, property and situations they wish to cover.
The Overconfidence Phenomenon
<span>One significant issue was the integral role of automobiles and construction in American industry. </span>