Hello! The color of seagrass beds on navigational charts are brown, because they are in shallow areas and it helps you know the locations of them.
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Answer:
All traffic is encrypted. No one on your network can see what is going on (except for knowing where those packets are going to).
The identity of the remote server can be verified using certificates. So you also know that it really is your bank that you are talking to.
Optionally (and not in wide-spread use), the identity of the client can also be verified using certificates. This would allow for secure login to a site using chip cards instead of (or in addition to) password
