I think the better one is D.
        
             
        
        
        
I would need to see the following accounts inorder to fully help.
        
                    
             
        
        
        
We will classify Mary as been cyclically unemployed because she is unemployed due to the economic downturn.
Basically, the cyclical unemployment is the unemployment experience as a result of economic upturn and downturn. 
The cyclical type of unemployment are mostly experienced during economic recessions.
It is obvious that people were not buying as many cars because of economic downturn.
Therefore, in conclusion, we will classify Mary as been cyclically unemployed because she is unemployed due to the economic downturn.
Learn more about this here
<em>brainly.com/question/8865266</em>
 
        
             
        
        
        
Answer:
Monthly payment: 460.41 dollars
Effective rate:  4.07%
Explanation:
we will calculate the PTM of an annuity of 25,000 over 5 year at 4%
  
 
PV  $25,000.00 
time	60
rate	0.003333333
 
 
C  $ 460.413 
Now we need to know the effective rate, which is the same as 4% compounding monthly:
![(1+0.04/12)^{60} = (1+ r_e)^{5}\\r_e = \sqrt[5]{(1+0.04/12)^{60}} - 1](https://tex.z-dn.net/?f=%281%2B0.04%2F12%29%5E%7B60%7D%20%3D%20%281%2B%20r_e%29%5E%7B5%7D%5C%5Cr_e%20%3D%20%5Csqrt%5B5%5D%7B%281%2B0.04%2F12%29%5E%7B60%7D%7D%20-%201)
effective  rate = 0.040741543 = 4.07%
 
        
             
        
        
        
Answer: A. Is the answer
Explanation: I took the quiz and got it right