The health insurance company acts as a middle man for the purchase of these medical services. The process is you enroll in a health insurance and pay them on a monthly basis to save for future emergencies. Then, the health insurance company will be the one to communicate with the hospitals for health services.
1. No consent was not given
2. The scenario states “so you took your best friends phone off the cafeteria table to use” and it shows no type of dialogue between the two friends
3. You can change the scenario by saying “so you asked your best friend for his/her phone to use”
