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I'm scared of those things also but I have .ore things I'm scared of lol
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we hold these truth to be self evident,that all men are created equal,that they are endowed by their creator with curtain unalienable rights,that amoung these are life,liberty and the pursuit of happiness.
A lower interest rate means any balance you carry will accumulate less debt each month and you can pay your balance down faster since more of your payments go to the principal instead of interest.
