Usha deposited ₹1200 in a finance company which pays 3
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All the components in the state vector need to sum to 1. You're given that component corresponding to state 1 is 0.2, and that the component for state 3 is 0.
That leaves states 2 and 4, for which you're told that the component for state 2 is four times as large. If
is the component for state 
, then you have
which means
. So the state vector is 
.
That leaves states 2 and 4, for which you're told that the component for state 2 is four times as large. If
which means