Every cooperative board of directors is charged with both protecting and utilizing the resources of the cooperative for its members. This simply stated prime directive is far from a simple task.
Balancing the needs of the member with the needs of the cooperative’s balance sheet is a tricky proposition at best. Establishing margins to cover actual costs along with additional net savings that will allow for future growth of services can be difficult, but past performance – together with reasonable expectations and realistic optimism – should drive financial projections.
With the help of the cooperative’s management, boards develop and approve business plans that will meet the organization’s goals. Most planning cycles are conducted annually, creating a budget that anticipates surpluses. New projects offering better services or products are financed along with long-term financing, either with new injections of capital or long-term borrowings. Unrealistic long-term financing projections can seriously interrupt the monthly and daily operations of a cooperative, therefore, understanding how current assets and liability affect the cash to cash cycle is a critical piece of knowledge that any board member needs. Current assets consist of cash, inventories and accounts receivable. Current liabilities include accounts payable for goods and services and the current portion of long or immediate term debt.
The two parts of the U.S. congress are the Senate and the House of Representatives. The head of the Senate is the Vice President (but since Vice President has other functions, there is also a leader pro tempore who represents the senate when the Vice President can't. The head of the House of Representatives is its Speaker.
The way that these issues influenced exploration and colonization in the U.S was that their exploration was fueled by the desire to obtain more wealth, ,more power, and to spread their religion. European nations established colonies in the U.S for this reasons.
The first colonist that came to GA was britain with their 21 trustees they wanted GA fro three reasons defense,economy and charity
Answer:
d. Damage to homes by mass wasting is more likely to affect poor people because they cannot afford to build on the most stable slopes.
Explanation:
Mass wasting, which is also called mass movement or slope movement, is defined as the large movement of rock, soil and debris downward due to the gravitational force.
Therefore, damage to homes by large movement of rock due to gravitational force is more likely to affect the poor because it's quite expensive to build on most suitable slopes.
