1 answer:
The total amount your liability insurance will pay for the accident
- 50 Bodily Injury Coverage: $50,000 per injured person
- 100 Overall Maximum Coverage: $100,000 injuries total per accident
- 50 Property Damage Coverage: $50,000 per damaged property accidents
- 50,000 (bodily injury maximum) + 7,000 (repairs on car) + 1,800 (cost of light pole) = $58,800
The total amount your collision insurance will pay for the accident
- 13,000 (value of car, because it was totaled) - 1,000 (deductible) = $12,000
The amount of additional damages you are responsible for as a result of the accident
- 10,000 (bodily injury extra) + 1,000 (deductible) = $11,000
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