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2 years ago

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If an individual is in financial difficulty due to which she cannot be able to pay their loans, in that case, she can ask the creditor for a lower payment plan.

<h3>What is meant by a loan?</h3>

A loan occurs when an individual who is in need of funds takes the money from the lender. The amount taken is required to be paid back along with interest.

The lower payment plan can be made by the creditors from whom she has taken the loan. She must explain her financial hardship regarding the non-payment of their current loans so that the creditor can reduce the payments accordingly. This means negotiating the loan payments in equal monthly installments as per her financial capability.

Therefore, she can ask for the minimum payment plan from the creditors in order to pay off her loans.

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