The bank charged Travis a $20 fee because his balance dropped below $0. He knows that he currently had an outstanding charge for
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Easy, using 
to find the intercept:
=
=3
This is your slope. m=3
To find y=mx+b form
-4=3(-1)+b
-4=-3+b
-1=b
y=3x-1 in y=mx+b form
This is your slope. m=3
To find y=mx+b form
-4=3(-1)+b
-4=-3+b
-1=b
y=3x-1 in y=mx+b form
