Answer:
b. ensure that the applicant is financially responsible
Explanation:
A loan can be defined as an amount of money that is being borrowed from a lender and it is expected to be paid back at an agreed date with interest.
Generally, the financial institution such as a bank lending out the sum of money usually requires that borrower provides a collateral which would be taken over in the event that the borrower defaults (fails) in the repayment of the loan.
A credit score can be defined as a numerical expression between 300 - 850 that represents an individual's financial history and credit worthiness. Therefore, a credit score determines the ability of a borrower to obtain a loan from a lender.
This ultimately implies that, the higher your credit score, the higher and better it is to obtain a loan from a potential lender. A credit score ranging from 670 to 739 is considered to be a good credit score while a credit score of 740 to 799 is better and a credit score of 800 to 850 is considered to be excellent.
Hence, lenders look at the credit score of a loan applicant in order to ensure that the applicant is financially responsible and would be able to repay the loan at the agreed upon date.
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The correct option is D.
In essay writing, an outline refers to a framework, on which one builds one's writing. Writing an outline usually involves writing out the main ideas and the sub ideas that one wants to present in a piece of writing. To do this, roman numeral is often used to indicate the main ideas in an outline. Generally, in formal outline, roman numeral is used to depicts the main ideas, capital letters are used to indicate the major details while Arabic numbers are used to depict the minor details. The major details are those details that support the main ideas while the minor details are those details that support the major details.