Answer:
<em>1) Monthly payments:</em>
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<em>2) Balance in ten years:</em>
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Explanation:
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<u><em>1. What are the monthly payments?</em></u>
The formula to compute the monthly payment of a loan is:

Where:
- Payment is the monthly payment
- r is the monthly interes rate: 8% / 12 = 0.08/12
- n is the number of months: 12 × 30 = 360
- Loan = $190,000
Substitute and compute:


<u><em>2. What would the loan balance be in ten years?</em></u>
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There is a formula to calculate the balance in any number of years:
![Balance=Loan(1+r)^n-Payment\times \bigg[\dfrac{(1+r)^n-1}{r}\bigg]](https://tex.z-dn.net/?f=Balance%3DLoan%281%2Br%29%5En-Payment%5Ctimes%20%5Cbigg%5B%5Cdfrac%7B%281%2Br%29%5En-1%7D%7Br%7D%5Cbigg%5D)
Substitute with n = 10 × 12 and compute:
![Balance=\$190,000(1+(0.08/12))^{(10\times 12)}-\$1,394.15\times \bigg[\dfrac{(1+(0.08/12))^{(10\times 12)}-1}{(0.08/12)}\bigg]](https://tex.z-dn.net/?f=Balance%3D%5C%24190%2C000%281%2B%280.08%2F12%29%29%5E%7B%2810%5Ctimes%2012%29%7D-%5C%241%2C394.15%5Ctimes%20%5Cbigg%5B%5Cdfrac%7B%281%2B%280.08%2F12%29%29%5E%7B%2810%5Ctimes%2012%29%7D-1%7D%7B%280.08%2F12%29%7D%5Cbigg%5D)

Answer:
a) Providing information that managers need to make operational decisions
Explanation:
Managerial accounting: Managerial accounting focuses on internal users. It works internally instead of externally. The aim of managerial accounting is to see the internal performance of the business organization.
All the processes, departments, projects are run in a smooth manner is checked by the internal managers which help them to make ethical decisions that help to achieve the organizational objectives.
Hence, the correct option is a.
Many organizations are moving away from <u>Specialization </u>because too much of it can lead to bored employees with narrow skill sets.
Specialization refers to individuals and groups focusing on the restricted variety of manufacturing responsibilities they perform great. This specialization requires employees to give up performing other responsibilities at which they're not as professional, leaving those jobs to others who are higher appropriate for them.
The system of focusing one's occupational attention on a specific location of understanding. An increase in process specialization among employees can make them much less bendy because it has a tendency to lessen their capability to carry out other sorts of work inside the enterprise that fall outdoor their specific specialty. +3 -2.
An organizational structure defines how activity duties are formally divided, grouped, and coordinated. The shape of an organization normally features six exclusive factors: work specialization.
Learn more about the organization here: brainly.com/question/24448358
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Answer:
$230,000
Explanation:
Given:
Trade accounts receivable = $250,000
Uncollected accounts = $20,000
Computation:
Total Amount Of Risk = (Trade Account receivable - Uncollected Accounts)
=( $250,000 - $20,000)
= $230,000
No , Any financial loss danger off-balance sheet resulting from registered accounts or receivable notices not include in it.