Sediment pollution is the single most common source of pollution in U.S. waters. Approximately 30% is caused by natural erosion, and the remaining 70% is caused by human activity. ... Sediment pollution can have long-term impacts on aquatic insects, fish and other wildlife in affected waterways
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By pushing on the top of it and the water or substance will get into it
Then the submerged aquatic plants will note be able to receive light for photosynthesis. then those submerged aquatic plants will not have food/nutrients to survive, hence die. aquatic animals will not receive sufficient oxygen from those submerged aquatic plants, hence die also.
decomposes will breakdown all dead organisms to release carbon dioxide, and also deplete oxygen concentration during decomposition process.
eventually, habitat is rendered not livable. only the algae continue to proliferate uncontrollably at the water body surface.