Answer:
a,c,d
Explanation:
Crossing over occcur when genetic material is exchanged between homologous chromosome this leads to formation of new genes that creates diversity.
homologous chromosome assort imdependently i.e seperate from each other leading to the formation of an entirely new gene that creates diversity.
Genetic recombination when gene recombines together to produce a unique type. It occurs between different species.
The process of cloning effectively involves taking a cell from your body and turning it back into an embryo. The embryo would then either develop into a human being as has been proposed by various scientists around the world and which is currently banned, or it would be turned into a stem cell.