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Flura [38]
1 year ago
13

client bette asked licensee frank about a home equity line of credit versus home equity loan. which of the following offers an b

rief overview of what a home equity line of credit is?
Social Studies
1 answer:
MariettaO [177]1 year ago
7 0

With a home equity loan, you can take out a one-time borrowing against the value of your house. While still leveraging the equity in a property, a HELOC enables homeowners to apply for an open line of credit. After that, you are permitted to take out loans as needed up to a specified limit.

What benefits do home equity lines offer?

HELOCs allow you to borrow in smaller quantities so that you only borrow what you need, when you need it, as opposed to home equity loans, which only let you borrow in one big sum. Your monthly payments will be smaller and you'll be less likely to accumulate debt if you just borrow what you actually need.

Learn more about home equity loan

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