1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
ch4aika [34]
10 months ago
14

A good health insurance plan embodies more than financing medical expenses, lost income, and replacement services; it incorporat

es: _________
Health
1 answer:
Delvig [45]10 months ago
4 0

A good health insurance plan embodies more than financing medical expenses, lost income, and replacement services; it incorporates means of risk reduction such as risk avoidance.

Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance is risk among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity.

In India, provision of health care services varies state-wise. Public health services are prominent in most of the states, but due to inadequate resources and management, major population opts for private health services.

To improve the awareness and better health care facilities, Insurance Regulatory and Development Authority of India and The General Corporation of India runs health care campaigns for the whole population. IN 2018, for under privileged citizens, Prime Minister Narendra Modi announced the launch of a new public health insurance fund called Ayushman Bharat Yojana and the government claims that the new system will try to reach more than 500 million people.

In India, Health insurance is offered mainly in two Types:

  • Indemnity Plan basically covers the hospitalisation expenses and has subtypes like Individual Insurance, Family Floater Insurance, Senior Citizen Insurance, Maternity Insurance, Group Medical Insurance.
  • Fixed Benefit Plan pays a fixed amount for pre-decided diseases like critical illness, cancer, heart disease, etc. It has also its sub types like Preventive Insurance, Critical illness and Personal Accident.

Depending on the type of insurance and the company providing health insurance, coverage includes pre-and post-hospitalisation charges, ambulance charges, day care charges, Health Checkups, etc.

It is pivotal to know about the exclusions which are not covered under insurance schemes:

  • Treatment related to dental disease or surgeries
  • All kind of STD's and AIDS
  • Non-Allopathic Treatment

It's generally a good idea to have some health insurance if you're young and relatively healthy—at the very least, for catastrophic events. Accidents and severe illnesses can strike anyone, and even a brief emergency room visit or an outpatient surgical procedure can cost hundreds or thousands of dollars. Without health coverage, you're responsible for all of those expenses. While it's becoming rarer, some providers and ERs will turn you away if you're uninsured.

Learn more about health insurance here : brainly.com/question/1941778

#SPJ4

You might be interested in
Insurance decisions are a part of life that will change as your life progresses and your personal situation changes. Discuss how
amid [387]
Well insurance had a great part of your life and it will change by the coverage and the price you are willing to pay. For example car insurance will change by the price and mileage if your car and how careful of a driver you are, you will always be on a lookout for more deals and better coverage on your car same with house insurance. Insurance for your kids and youself help. Let’s say your kids needs braces and your insurance doesn’t cover it and you don’t want to pay out of pocket your going to want to find another insurance that will be able to cover your child’s insurance.
3 0
3 years ago
your body extracts energy from the food you ingest by catalyzing reactions that essentially ""burn"" the food molecules in a ste
erastovalidia [21]

Answer:

oxidation

Explanation:

3 0
2 years ago
List 3 responsibilities patients have related to communication to you as a healthcare professional?
stealth61 [152]
The patient must be honest
The patient needs to answer the intake firm to the best of to their knowledge
Make sure you inform any allergies
4 0
2 years ago
Drag each tile to the correct box.
Sav [38]

Answer:

B

Explanation:

3 0
3 years ago
Read 2 more answers
During resistance training how quickly should you move
DerKrebs [107]

Answer:

You should move two seconds per lift and slowly lower.

Explanation:

The resistance applied during physical exercises is more important than how fast you move. Moving quickly during exercise is no guarantee that it will work to your health advantage or to your expectations from the fitness program.

7 0
3 years ago
Other questions:
  • Which stretching technique is most commonly associated with injury? select one:
    15·1 answer
  • A problem at work must be handled the same way as a personal conflict.
    5·2 answers
  • Discuss the influence of peer pressure on the food choices that you make. Does peer pressure negatively or positively affect you
    8·1 answer
  • A woman arrives at the clinic for a pregnancy test. The first day of her last menstrual period (LMP) was February 14, 2013. Her
    13·1 answer
  • A client is scheduled for diagnostic testing to address prolonged signs and symptoms of genitourinary dysfunction. What signs an
    7·1 answer
  • How long do you have to leave your baby at a Safe Haven in Indiana?
    13·1 answer
  • Muscles should be warmed up before exercise to prevent injury, as they work best warm.
    14·1 answer
  • What is the impact of Cyberbullying? You have to List 3 of 4 Bullets
    9·2 answers
  • Define Muscular Strength in your own words
    5·1 answer
  • Which of the following is true regarding Guaranteed Renewable health
    15·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!