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Reika [66]
1 year ago
6

Industry regulations, such as RESPA, can affect your business by ______. Indirectly affecting real estate and limiting how you m

ay conduct business.
Business
1 answer:
chubhunter [2.5K]1 year ago
5 0

Indirectly affecting real estate and limiting how you may conduct business.

Industry regulations, such as RESPA, can affect your business by <u>Indirectly</u><u> </u><u>affecting real estate</u><u> and </u><u>limiting</u><u> how you may </u><u>conduct business</u>

<u></u>

<h3>What is RESPA?</h3>

RESPA stands for Real Estate Settlement Procedures Act.

  • homebuyers and sellers and forbidding abusive settlement tactics, RESPA aims to lower excessively high settlement costs.
  • All Borrowers shall be informed of the potential of a transfer of mortgage servicing, real estate transactions, settlement services, and applicable consumer protection regulations.
  • In addition to detailed representations of actual settlement costs, borrowers are entitled to initial and annual escrow account statements.
  • RESPA prevents sellers from pressuring borrowers to buy title insurance from particular companies, outlaws kickbacks, referral fees, and unearned fees, and forbids loan servicers from requiring unreasonably large escrow accounts.

To learn more about RESPA visit:

brainly.com/question/13678116

#SPJ4

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4 0
3 years ago
1-When would high Do you think making employees happier at work is a good way of motivating people? When would high satisfaction
Dominik [7]

Answer:

DAYTON, Ohio -- For decades, employees and employers alike have followed the motto that job satisfaction determines job performance. Not so, according to a new study by Wright State University.

Nathan Bowling, an assistant professor who specializes in industrial and organizational psychology, said three decades of data derived from thousands of employees in a cross-section of jobs -- blue collar and white collar -- prove that although job satisfaction and job performance do correlate, one does not cause the other.

Even researchers, Bowling said, get confused about how the two things connect.

Read More

"On days when ice cream sales are high, the number of crimes committed will also tend to be high, but this doesn't mean that ice cream sales cause crime," he said. "Rather, ice cream sales and crime are related because each is the result of the outdoor temperature. Similarly, satisfaction and performance are related because each is the result of employee personality."

By personality, Bowling pointed to such characteristics as self-esteem, emotional stability, extroversion and conscientiousness.

Studies, Bowling said, show that employees who have an overall negative attitude to all things in life likely won't find job satisfaction, regardless of performance, because of their personality characteristics.

"Emotional stability matters a lot," he said. "People who are neurotic, those who tend to be anxious, depressed ... typically won't find satisfaction no matter how many jobs they try."

The same goes for those with low self-esteem, he added. Studies show that employees with high self-esteem tend to be more satisfied with their jobs than those who do not have that level of confidence.

"Simply put, workplace interventions designed to improve performance by exclusively targeting employee satisfaction are unlikely to be effective," Bowling said.

So how can you have both?

"There are ways to select employees who will be successful," Bowling said. "Studies show that intelligence is one of the things that drives the performance."

He said solid performing employees also exhibit a high level of conscientiousness -- those who are detail-oriented and hard workers and who set goals.

7 0
3 years ago
Who is the only artist to refuse to accept a grammy award?
Mariulka [41]
Answer:
The female artist Sinead O'Connor.

Explanation
Sinead O'Connor refused to accept the Grammy Award for her album in 1990 with the title "I do not want what I haven't got".
The reason that she gave for refusing the award was that the show that accompanied the award was too commercialized and materialistic. 

The Grammy Awards began in 1959. A recipient of the award is given a gold plated trophy in the shape of a gramophone, which was an early recording device that followed the invention of the phonograph by Thomas Edison. 
8 0
4 years ago
Who will be taxed in Transnet​
icang [17]

The South African Mining Industry is very crucial to it's economy. Transnet is one of it's major players. Given that it had a set budget for the 2021/22 financial year, much of which was supposed to be financed by the mining sector, unfortunately, the sector delivered a shortfall.

If Transnet had performed on its nameplate capacity of 78 million tons rather than the 58 million tons delivered in 2021, the industry would have gained R32 billion in revenue. The sector lost R16 billion in sales by failing to meet its objective of 68 million tons.

Because of the above shortfall, assuming current market prices, more than a third of the R140 billion in tax scheduled to be paid from all South African mining firms.

<h3>Who is Transnet?</h3>

Transnet SOC Ltd is a significant South African rail, port, and pipeline corporation located in Johannesburg's Carlton Centre.

It was established as a limited business on April 1, 1990. The South African government's Department of Public Enterprises, or DPE, owns the majority of the company's equity.

Learn more about South African Mining:
brainly.com/question/15581783
#SPJ1

6 0
2 years ago
Beatrice invests $1,320 in an account that pays 4 percent simple interest. How much more could she have earned over a 5-year per
Jet001 [13]

Answer:

How much more earned is $21.98

Explanation:

Calculation of the amount earned when investment in paying on simple interest

Interest = Amount  * Interest rate * No of years

Interest = 1320 * 4% * 5

Interest = $264

Total amount = Interest + Amount invested

Total amount = $1320 + 264

Total amount = $1,584

Therefore, the total amount earned when earning on simple interest of 4% is $1,584

Calculation of the amount earned when investment interest in paying compounded annually

Pv= 1320

n= 5

i= 4%

Fv= ?

Fv= P(1+i)^-n

Fv= 1320(1+0.04)^5

Fv= 1320(1.04)^5

Fv= 1320(1.216652)

Fv= $1605.98

Therefore, the total amount earned when earning on interest compounded annually is $1,605.98

Calculation of how much more earned

Amount earned = Amount earned as per compounded interest - Amount earned as per simple interest

Amount earned = $1,605.98 - $1,584

Amount earned = $21.98

Therefore, how much more earned is $21.98

4 0
4 years ago
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