Answer:Effective but not efficient
Explanation:
Jim is effective because he was able to complete the IT tasks well but he is not efficient because he didn't submit the result on time because being efficient includes management of time.
Answer:
layout, next page, continuous
Explanation:
just took it
The person can keep up their bills and payments and send them off in time. keep your balances low and try to never go into debt. I you do get into debt than pay it off when you get the chance instead of forgetting about it.