Answer:
or
%
Step-by-step explanation:
Lets break down this question to make it easier to solve for:
For every $20 Kevin earns, $5 is saved
This leaves $15 to be spent
$20 can be broken down into 4 sets of $5 as

With that said, Kevin only saves one set of $5, leaving 3 sets to be spent.
Out of the 4 sets of $5, 3 are spent, meaning:

%
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