Creed mean a set that influences the way you live
A functional text is useful in everyday life because <span>it provides information to aid task performance. Manuals and instructions are examples of functional texts, because they serve the purpose of informing the reader as to how to perform some action. </span>
Figure of speech is the answer.
A faction is defined as a group of people with the same interest. According to Madison, the danger that a faction poses to good government is that it acts in its own interest, not the people's interest. What is bad about a faction is that, it will try to get what they want even if it hurts others. Hope this answer helps.