Jo-Anne tells Shan he'd look wonderful in a sweater - Exposition
Shan borrows money from the bank - Falling action
Shan thinks about building a house for Grace - Resolution
Grace tells Shan she can't wear his sweater just yet - Rising action
This belongs to the story "The Slip-Over Sweater" written by Jesse Stuart. Shan, Jo-Anne, and Grace are some of the characters of the story. It is written in the first-person point of view. The key message of the story is that true beauty is found within.