Answer: I think they still have to sometimes
Explanation:Answer above
I believe the correct answer is fear can be learned via classical conditioning, and that fear can be generalized.
During this experiment, Watson presented Albert with a white mouse and a scary sound, so every time Albert saw a mouse, he was scared by the sound. Over time, he learned to be afraid of the mouse because he was expecting to be scared by the sound, even though the sound may not come. Thus, he learned to be afraid, and the fear was generalized not only to the mouse, but to anything white.
Here is the answer for your question
Premiums and policy values tend to be correlated. Products with a wide range of benefits, low cost sharing at the time of payment, and high actuarial value tend to have high insurance premiums.
<h3>What is actuarial Value? </h3>
The percentage of the average total cost for covered services that is covered by the plan. For example, if your plan has an average actuarial value of 70%, you will cover 30% of the cost of all benefits.
<h3>How do actuaries evaluate health insurance?</h3>
This is calculated using medical claims from a standard population along with the plan's copay provisions to simulate claim payments. The commission percentage paid by the scheme is the actuarial value.
<h3>What is monthly bonus (premium)?</h3>
This is the monthly payment for health insurance. In addition to premiums, you will usually have to pay medical expenses, including deductibles, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to take advantage of a benefit tax credit to reduce your costs.
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