In this case we have an ARM fixed for 6 years and adjust after the initial first 6 years every 2 years after. The basic idea behind a ARM is that the interest changes periodically, but since our ARM is fixed for 6 years, our going to calculate the monthly payment during the initial period using the formula:

where

is the monthly payment

is the amount

is the interest rate in decimal form

is the number years
First we need to convert our interest rate of 4% to decimal form by dividing it by 100%:

We also know from our question that

and

, so lets replace those values into our formula to find the monthly payment:


We can conclude that the monthly payment during the initial period is $1071.58<span />
Step-by-step explanation:
The answer is B
Answers is B
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Answer: Because of gaps between the vertex of Pentagons and hexagon.
Step-by-step explanation:
The Pentagon has 5 sides and 5 vertex angles. While hexagon has 6 sides and six vertex angles
The sum of the angle of polygon is equal to ( n - 2 )180
Sum of the angle of a Pentagon will be: (5 - 2)×180 = 540
Each vertex angle of a Pentagon = 540/5 = 108
Sum of the angle of hexagon will be: (6 - 2)×180 = 720
Each vertex angle of a hexagon =
720/6 = 120
To interlock Pentagon and hexagon, the sum of the combination of vertex angles of both must be equal to 360 ( sum of the angles at a point = 360)
Since there is no number of combinations that can be equal to 360, there will surely be a gap.