Checking account fit the description above. Checking account gives the owner unrestricted access to his account but have no or low interest rate.<span />
The answer is: Social networks and related tools
Social media and other related tools allow the companies to provide information regarding their products to a wide variety of consumers segmentation with relatively cheaper price. Due to the low barrier of entry, small businesses often find easier success in marketing through these mediums rather than using traditional media.
A recession is when the inflation rate is low.. prices are falling dramatically in the market