Answer:
a. financed by the owner and/or creditors
Explanation:
a - Assets are the resources the company has for the development of its activities, such as cash, bank accounts, inventory, fixed goods, etc. Those assets can be financed by creditors or the owner. Creditors lend resources the company must return, for example, a company buys on credit the good to sells. The owner, for example, may give a property where the company develops the activity.
b - They can be lower or higher than liabilities.
c - They are different than expenses because are more permanent and can be acquired in different ways not only with cash.
d - They are equal to liabilities plus owner´s equity.