Richard Cordray is the director of the consumer financial protection bureau.
Explanation:
He says that the American households lack checking or savings account which will make them rely on costly financial services will just add burden to their savings. He also addresses that as the people become old, they need their money to be protected and easily accessible.
He says that family households must turn their focus towards banking as it creates a connect to the future. He also adds that by understanding this problem from the young age, people would start feeling the significance of managing the financial systems.
Answer: C)Not excludable and rival in consumption.
Explanation: Not excludable is the situation where the permission of not using any resource or facility is prohibit that is it can be used without stoppage. Rival is defined as good that if some person uses it then other cannot use it at same point of time.
Local park which is completely occupied by the people for picnic is non excludable because it can be used by public without any kind of prohibition and rival because it is fully filled with people,so when they leave the park then only other public people can occupy it.Thus the correct option is option (c).
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