Um, a family is composed of people?
I'd draw a car on a hill and explain how you press the gas pedal and gravity helps push the car down the hill, or draw it going up the hill and explain how gravity makes it difficult for the car to make it up the hill.
The answer is ‘Life insurance could be denied’. Publishing DNA results could make public genetic predisposition to diseases such as Huntington's disease, cystic fibrosis, and disorders such as Alzheimer's that are caused by environmental factors influence on the respective genetic mutations. This would cause the life and health insurers to evade such individuals since they are considered a liability. This would deny the individuals the right to health insurance.
The correct term to fill in the blank would be cortisol. In the context of stress hormones and the brain, cortisol has a profound effect on the hippocampus, a brain structure that plays a pivotal role in memory. Cortisol is classified as a steroid hormone which is produced by the adrenal gland. It is deemed as the stress hormone as it is released as a response to stress as part of the fight or flight process. From studies, cortisol was found to have effect on the hippocampus when present in high levels. It damage and kill the cells in that area of the brain. The hippocampus is the area of the brain that is responsible for the long term memory storage. So, when this part is damage then the storage for our memories would surely be affected.