A mortgage originator convincing an appraiser to grow the valuation on a home that the originator's buddy is trying to shop for is an instance of Fraud For profit.
An appraiser is someone who makes use of their analytical capabilities to assess and assign value to a product, piece of machinery, intellectual assets, actual property, or industrial entity.
An appraiser is an expert who determines the market price of an asset which includes rings, art, gems, circle of relatives' heirlooms, and real property. All appraisers need to act independently of the shopping for and selling events, and their critiques need to be independent. Appraisers take a look at the scale, form, and topography of the lot, which includes easements and encroachments. The appraiser will even note amenities consisting of avenue utilities and vehicular get admission. a part of the evaluation technique includes an opinion of whether or not the house's characteristics are like-minded with the market.
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Saving refers the method of accumulating one's capital for future use and this is done by either no spending part of one’s income or cutting down certain costs.
- Money which are saved are either in cash at hand, in a deposit account or being invested in financial instruments such as Money market etc
- According to Statistics from a reputable sources, for June 2021, the personal saving rate in the United States is 9.4 percent while in May, there was 10.3 percent in saving rate.
In conclusion, the factor that contributes to decrease in saving rate is the continuous rise of goods and services (Inflation) while income remain constant.
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Answer:
Answer to this question is b.46500
Explanation:
According to 28/36 guidelines, a household shall not spend more than 28% of its monthly income on housing expenses.
Applying the above rule, the monthly income of a household shall be calculated as follows:
28% x household monthly income=1085$
household monthly income=1085/28%=3875
Annual household income=3875 x 12=46500
Answer to this question is b.46500
Answer:
An advertising agency that provides the most complete range of services including market research, media selection, copy development, artwork and production.
Explanation:
Advertising can be described as the various strategies used to create an awareness of a product to the public. The main objective of advertising is to persuade potential customers to purchase the product.
Full service advertising offers a complete range of services which include carrying out an extensive market research on the product, a good media management, excellent design and packaging of the product.
Hiring the services of full advertising agencies creates room for a team of specialists to work together inorder to boost the sales of the product. It also provides enough time for the management of an organisation to figure out new ways to strategize their business.
Answer:
C.second option
Explanation:
The computation is shown below
The present value of option 1 is $100,000
And, the present value of option 2 is
= $94,000 + $10,000 × Present value of discounting factor(8%,3)
= $94,000 + ($10,000 ÷ 1.08^3)
= $101,938.32
So as we can see that the option 2 has the highest present value so the right option is c.
