Question

Mr. Moy's wife has a Medicare Advantage plan, but he wants to understand what coverage Medicare Supplemental Insurance provides since his health care needs are different from his wife's needs. What could you tell Mr. Moy?

Answer 1

Answer:

I would tell Mr. Moy that Medicare Supplemental Insurance would help cover his Part A and Part B cost sharing in Original Fee-for-Service (FFS) Medicare as well as possibly some services that Medicare does not cover.

Explanation:

There is a difference between medicare advantage plan and the original medicare plan. Medicare advantage plan provide a coverage from private insurance company that is cooperating with the government to provide additional services that are not offered in the original plan. (which is why the cost is also higher)

The medicare advantage plan include both original part A and B of the medicare plan along with additional options for paying specific type of medical service that you paid per treatments. This advantage plan will provide more flexibility for couples who have different medical needs compared to the original plan.