Answer:
-11 - 13i.
Step-by-step explanation:
(12) — (23 + 13i)
= 12 - 23 - 13i
= -11 - 13i.
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As a result, your property taxes will increase and so will your escrow payment. This means, ultimately, your monthly mortgage payment will increase. In other words, an escrow shortage is the result of not having enough money in your escrow account to cover the actual amount needed to pay your bills.