Answer:
D. People began to specialize in jobs other than hunting or gathering.
Explanation:
Since they had more advanced tools and could farm crops, they didn't have to move around as much and could have other jobs.
You can say D for one of them not sure about the other one tho
An increase in savings leads to an increase in long-term income if the savings is earning interest, but takes away from immediate spending ability in the short-run.
They could physically hurt you for not cooperating