Jacques Cartier was the explorer who sailed for France trying to find the Northwest Passage but instead ended up going through the St. Lawrence River and founding New France which is now known as Canada. Jacques Cartier was born on 31st of December 1491 and died on 1st September 1557. He was the first European who is credited for having mapped the Gulf of St. Lawrence and also the shores of St. Lawrence River. He improved his social status by marrying Mary Catherine des Granches.
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Being financially responsible is important for your health and your financial life. To "live within your means" means that what you spend each month is less than or at least equal to the amount of money you bring in each month. For many people, it’s a lot easier said than done.
Credit cards, loans, savings, and even emergency funds allow you to buy more things than your income would ordinarily allow. Unfortunately, that kind of lifestyle isn’t sustainable and, at some point, reckless spending will catch up to you. Learning to live below your means will help you avoid financial ruin and find the peace that comes with financial freedom.Using credit cards to pay bills or cover other living expenses is not a way to live below your means. When you plan your budget, completely rule out credit cards as a way to make ends meet. Once you know how much you make, you can focus on reducing your spending to fit your income. If you don’t have one already, create a budget to plan your expenses and use it to keep your spending on track. If you’ve already tried budgeting and it didn’t work, try it again. Often you just need to make some minor changes to your budget to get it to be effective.
If you want to keep the process simple, try a method called "backward budgeting." Write down your income, then start subtracting each expense you pay each month. If you get to a negative number, then you're spending too much and need to cut back.
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associative play.
Explanation:
Associative play: The term "associative play" is described as a phenomenon that includes the "social play development" through children or preschoolers. Associative play is considered as the very first stage in which a child interacts socially and is often considered as important in children's play because they've started engaging in mutual activities yet not demonstrate a common goal.
The most common age in which a child is engaged in associative play is three to four years of age.