Answer:
The general rule is 
Step-by-step explanation:
Arithmetic sequence:
In an arithmetic sequence, the difference between consecutive terms is always the same, and this difference is called common difference.
The general rule of an arithmetic sequence is given by:

In which
is the first term and d is the common difference.
We can also find the nth term as a function of a term m, using:

a3 = -12 and a8 = -37
First we find the common difference. So






So

Finding the first term:

Since 



So the general rule is:


The phrase would be: "z divided by the difference of 8 and 9"
Answer:
3/52
Step-by-step explanation:
The picture card are j,q k and there are 4 of each so there are 12 picture cards
P( picture card) = picture card/ total
12/52 = 3/13
Then replace the card
There are 13 clubs
P( club) = club/ total
13/52 = 1/4
P(picture,replace,club) = 3/13*1/4 = 3/52
i need the terms and definitions to answer this-
I think the answer is ;B.316 and 38