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The United States government doesn't meddle much into economy. This is because it's based on liberal laissez faire principles which state that the government should not impose it's own business practices on the economy. You can see that by the fact that anyone with money can open up their shop or food place or anything similar. You can also see that in a new IPhone that is being released every year for hundreds of dollars and everyone buys it. There is a high chance that in a government controlled economy that would not be a possibility because the government would control investments and production. What the government does do is prevents things like business malpractices, fraudulent behavior, monopoly establishment, and anything other that could harm your right to participate in the economy and to open up your own business.

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When determining how much money you will need to borrow in loans for

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When determining how much money a person will need to borrow in loans for each year of higher education, the person need to take into account future value and the interest rates.

A loan is a financial transaction in which one or more individuals, organizations, or other entities lend money to other persons, organizations, or entities.

The recipient incurs a debt and is normally responsible for paying both interest and the principal amount borrowed until the obligation is repaid.

A person must take an account the future worth and interest rates when computing how much income you will be needed to borrow for every year of your higher education.

Therefore, borrower must take into account the future value and interest rates.

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