At the Resolution stage of plot; it would be expected to be read this passage.
A story's structure is made up of several elements. The fight is the primary topic covered in the narrative. The characters' behavior toward the conflict is the rising action. The climax is the moment just before the resolution, creating tension as we wait to find out how the conflict is resolved. And finally, the resolution is typically the last part of the story, and it explains how the conflict was resolved. The fact that Malia did well on her test after putting in a lot of effort to prepare is the case's resolution.
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I believe that the best answer to this question would be a tragedy. However, there may be more than one genre that accomplishes this goal. A tragedy is, specifically, a form of drama. It, "treats in a serious and dignified style the sorrowful or terrible events encountered or caused by a heroic individual" (this is the definition given in Encyclopedia Britannica.) A tragedy most definitely depicts the flaws in human nature.
I would agree with you - the conclusion should leave readers with an important thought at the end.
This thought should never be new, or opposing to the previous ideas you had been writing before. It also shouldn't be confusing, but quite conversely - it should explain everything and put everything in place.
The one you have selected is the correct answer.