The spread of Islam into the Maghreb is an example of Arab invasion of North Africa. The Arabs send Muslim army to Maghreb (modern morocco) to battle against Byzantines and allies, and finally conquer most of the North Africa were many Berbers (locals of Maghreb) join the Muslim army. After Arabs gain more power in the region, the Berbers are now ready to adopt and convert to Islam as well as the Arabic culture.
The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
That is because Algeria had millions of French citizens on its soil. They wanted to keep a close eye on these people and needed to fight nationalists who wanted to get Algerian independence while often harming French people, so they decided to keep Algeria a colony in order to monitor these people and protect them.
Tons of racial violence went on during the 20th century, including but not limited to lynching, rioting, looting, and even killing. The early 20th century was known for its segregation and racial violence.
