If I'm doing this correctly, you would need to multiply everything inside the parenthesis by 8. So it would be 8x-24y·8x+24y. I'm sorry if that's not right, but that is my interpretation of the problem. Hope I was of some assistance :)
The key word here is "or". If it's an OR question, you add the probabilities together. If it says "and", you multiply them together As it is an OR question though, you add them. So: 15 + 5 = 20%