Answer:
a heuristic
Explanation:
Heuristics are mental shortcuts used by people when finding solutions to problems and when making efficient and hasty decisions and judgments. They shorten the time used in making decision and allows people to make judgments without thinking of their next line of action. Mr. Lee is therefore using heuristics by teaching the students how to use shortcuts (dissecting similar research papers) to achieve writing their own research paper.
The following statements describe accurately the terms of this mortgage:
-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.
-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.
-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.
The other three statements do not describe the terms of the mortgage as they misunderstand the details.
-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.
-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.
50 states are in the united states.
Answer: 6 years
Explanation: HIPAA, the Health Insurance Portability and Accountability Act was passed into law by Congress in 1996. It protects personal information used in the healthcare and related industries such as health insurance companies. Under HIPAA, documents such as complaints and responses must be kept six years after they were filed or when last time in effect by any covered entity. Covered Entities are organisations covered by the act.
