Credit, transaction between two parties in which one (the creditor or lender) supplies money, goods, services, or securities in return for a promised future payment by the other (the debtor or borrower). Such transactions normally include the payment of interest to the lender.
It is John Gardner's novel "Grendel" from 1971 that initiated the trend of telling a story from a monster's point of view. The story is essentially the epic poem Beowulf spoken trough the eyes of Grendel
There are some words that have the meaning of "fond of being with others", for example sociable, gregarious, etc.
Hope this helps~