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Excess reserves are capital reserves held by a bank or financial institution in excess of what is required by regulators, creditors or internal controls. For commercial banks, excess reserves are measured against standard reserve requirement amounts set by central banking authorities.
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source = https://www.investopedia.com/terms/e/excess_reserves.asp
Answer:
<em>Anger can have a serious impact on a relationship. Those who live with and love someone who has a lot of anger can often get caught up in trying to find fault. A symptom of something deeper and more complex, anger can also be contagious, and both people in the relationship often end up angry.</em>
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