sole proprietorship
This is a business, unincorporated,run by an individual with no distinction between the owner and the business. The owner is not only entitled to all the profits but also,in case business goes wrong, is responsible solely for the losses. In addition, there is no distinction between the owner and the debt, such that in case the business goes into debt the responsibility for paying these debts rests on owner.
The correct answer is letter D
A Turning Point is a particular time or incident that marks the beginning of a completely new stage in someone's life or in the development of something.
This turning point is always used to refer to major historical changes, such as the end of certain eras for the beginning of a new era, such as the middle and modern ages, in this turning point there were major changes in society.
A and D
I mean... Eventually some kings left the Papal authority. However, remember the crusades? It united nearly everyone in Europe. Some to the point of making new states.
I hope I'm right!