Answer: Hypothesis.
A hypothesis is a proposed, testable explanation for a phenomenon. It is meant to serve as the initial point for further investigation.
In this case, the phenomenon Ciara has observed is that some women are happier than others. Her proposed explanation is that women who have some work experience are happier than those who do not. This is going to be the starting point of her research.
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ANSWER: If Stacy involves in an accident, she will get hurt regardless of the fact in which seat she is seating. If Stacy is seated on the driver seat and the truck hits her car, she might have serious injuries and can also cause her death. Same effect can happen if she is seated on the passenger seat and the truck hits that side. It would be pure miracle if she is involved in the accident and returns without any scratch.