Answer:
The net present value for each option is given below.
(1) $70,000 cash immediately
NPV = 70,000 * 1 = $ 70,000
(2) $24,000 cash immediately and a six-period annuity of $8,100 beginning one year from today, or
NPV = (24,000*1) + (8,100 *(1-((1+7%)^-6)/7%)) = $ 62,609
(3) a six-period annuity of $14,500 beginning one year from today
NPV = (14,500 *(1-((1+7%)^-6)/7%)) = $ 69,115
Answer:
True
Explanation:
The Fair Credit Reporting Act of 1970 (FCRA) was enacted as a legislation by the U.S. Federal Government to ensure accuracy, fairness, and privacy of consumer information which consumer reporting agencies have in their files. The aim is to ensure that inaccurate information are not intentionally and/or negligently included in the credit report of consumer reporting agencies.
Although, initially when FRCA was passed in 1970, customers does not have the option of preventing sharing of information about them. However, when FCRA was amended in 1996, it allows companies to share among their affiliates different data collected on their customers subject to the provision that customers are allowed to prevent the sharing of the information.
Therefore, under the Fair Credit Reporting Act of 1970 (FCRA), consumers can stop financial institutions from sharing their credit report or credit applications with affiliates.
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Answer:
C) Unique value proposition
Explanation:
Product differentiation is a marketing strategy that strives to distinguish a company's products or services from the competition. Successful product differentiation involves identifying and communicating the unique qualities of a company's offerings while highlighting the distinct differences between those offerings and others on the market.
<span>An effective team would never have only one person do the work.
An effective team would work together as one to strive for their goal.
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