<u>Answer:</u>
"They make loans more expensive or cheaper" is an action of the Federal Reserve that strongly influences local economies.
<u>Explanation:</u>
- The key to knowing how the Fed influences local economies is the market for bank reserves.
- When customers deposit fund into their 'checking account', the bank must keep a fraction of the deposit as reserves.
- The market for these inter bank loans of reserves is called the 'federal funds market', and the rate banks pay for the loans is the federal funds rate.
- By changing the supply of reserves and federal funds rate, the Fed can increase or decrease interest rates in the market.
- If it wants to stimulate the economy, it lowers interest rates to make loans economical.
- This generates more loans to finance investments, consumption of durable goods.
Answer:
systematic desensitization.
Explanation:
Systematic desensitization: In psychology, the term "systematic desensitization" is described as one of the different behavioral therapies that are being based on the classical conditioning principles and were proposed by Wolpe during the 1950s. However, systematic desensitization aims at removing an individual's fear response associated with the anxiety-provoking stimulus, phobia, by utilizing counter conditioning.
In the question above, the given statement is an example of systematic desensitization.
The factor which represents a difference between the research process and the Evidence-Based Practice process is Research Utilization uses transforming practice established on conclusions of a single research analysis; While EBP is the syntheses of results from numerous studies to integrate with practitioner talents and client choice to determine the best care.
Research involves a procedure (quantitative or qualitative) to devise extraordinary knowledge, evaluating multiple studies for the most generalizable results. EBP seeks and uses the best clinical evidence, often from the most recent research, towards creating patient-care conclusions.
Though, the key intention of both methods is mainly to enhance the quality of care, quality outcomes, and client satisfaction.
More about Research Utilization and EBP:
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I believe the is crystallized intelligence.
Hope this helps.